Whether you know the collection calls will be coming, or you’ve just been blindsided by a debt collector, the process can be undeniably intimidating. Arming yourself with a few facts about how the process works, as well as understanding your rights, can help. Let’s start with the basics. Here’s how it can work:
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Are you curious about how an auto loan affects your credit, and want to find out before you buy a car? Read here to learn how the two work together, and why it’s more important to focus on how your credit might affect an auto loan.
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Buying a home is already stressful enough before you add credit worries to the mix. Click here to learn the effects mortgages can have on your credit (and vice versa) to understand what you need to worry about and what you don’t.
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Thinking of taking out a personal loan, but worried what it might do to your credit? Here’s a breakdown of how a personal loan might affect your credit.
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How Credit Cards Affect Your Credit

Have you stopped to think about how credit cards affect your credit? Read here to find out the details and how you can ensure the effect is a positive one.
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Looking for a way to get high-interest debt under control? Debt consolidation can help — and it can potentially help you improve your credit at the same time.
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