Upturn Marketplace

Subject to credit approval.
Jora is currently licensed to lend in the following states: UT, MO, NM, SC, DE, ID, WI, ND. Lines of credit available in Kansas and Tennessee. With a Jora Flex Loan, you can obtain a Line of Credit account where you can request Cash Advance(s) up to your Credit Limit, repay principal and Finance Charges. When you need more funds, you can request additional Cash Advance(s) up to your Credit Limit without reapplying. *Rate & Terms: Credit Limit Between $800 and $2,000 for new customers. *Annual Percentage Rate 274.85% (23% Rate + 251.85% Fee). Periodic Annual Interest Rate 23%, calculated and accrued daily, corresponding daily interest rate of approximately 0.063013%. Customary Fee 0.69% per day calculated and accrued daily, corresponding annual interest rate of approximately 251.85%. With a Jora Flex Loan, your Minimum Payment Due, Periodic Interest and Customary Fees are based on your Outstanding Principal Balance. Your Minimum Payment Due will decrease as you pay off your Account Balance.

Upturn is not a lender, does not make loans or credit decisions, and does not offer deposit accounts. The Upturn website and mobile app do not constitute an offer or solicitation to lend or a solicitation of deposits, and participation in the Upturn service does not guarantee that you will be approved for any future credit or deposit account. Upturn is not an agent or representative of any lender or financial institution, and does not endorse you for any service or product.

Advertisements: Advertisements appearing on this site are from third party advertisers. Upturn may receive compensation from such advertisers. Advertisements for products or services may be arranged and ordered on the site in certain ways due to the compensation provided. A wide variety of similar products and services may be available, and these may not represent everything available in the overall market.

* Lender Disclaimer: Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, member FDIC; Lending Point, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint´s proprietary scoring and underwriting system´s review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees from 0% to 6% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Customers may have the option to deduct the origination fee from the disbursed loan amount if desired. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled. Payment example: A $10,000 loan with an origination fee of 6% for a period of 24 months with an APR of 24.0980% may have a payment of $529.20 per month (actual terms and rate depend on credit history, income and other factors). The total amount due under the loan terms provided as an example in this disclaimer includes the origination fee financed in addition to loan amount, which is $12,700.80.

Upturn is not a lender, does not make loans or credit decisions, and does not offer deposit accounts. The Upturn website and mobile app do not constitute an offer or solicitation to lend or a solicitation of deposits, and participation in the Upturn service does not guarantee that you will be approved for any future credit or deposit account. Upturn is not an agent or representative of any lender or financial institution, and does not endorse you for any service or product.

Advertisements: Advertisements appearing on this site are from third party advertisers. Upturn may receive compensation from such advertisers. Advertisements for products or services may be arranged and ordered on the site in certain ways due to the compensation provided. A wide variety of similar products and services may be available, and these may not represent everything available in the overall market.

* All loans subject to credit review and approval. The product, loan amounts, term and APR amount of the loan that a customer qualifies for may vary based on credit determination and state law. Installment loan amounts typically range from $1,000 to $4,000. APR ranges from 59% to 199%. Installment loan lengths range from 6 to 24 months. Example: A $2,000 installment loan repayable in 9 monthly payments would have an APR of 160% and monthly payments of $395.58. Opploans does not offer credit products in all states. Please refer to “Rates and Terms” at www.opploans.com for additional "details". ** Approval may take longer if additional verification documents are requested. Applications processed and approved before 7: 30 p.m. ET Monday-Friday are typically funded the next business day.

Upturn is not a lender, does not make loans or credit decisions, and does not offer deposit accounts. The Upturn website and mobile app do not constitute an offer or solicitation to lend or a solicitation of deposits, and participation in the Upturn service does not guarantee that you will be approved for any future credit or deposit account. Upturn is not an agent or representative of any lender or financial institution, and does not endorse you for any service or product.

Advertisements: Advertisements appearing on this site are from third party advertisers. Upturn may receive compensation from such advertisers. Advertisements for products or services may be arranged and ordered on the site in certain ways due to the compensation provided. A wide variety of similar products and services may be available, and these may not represent everything available in the overall market.

* Partner Disclaimer: This does not constitute an actual commitment to lend or an offer to extend credit. Upon submitting a loan application, you may be asked to provide additional documents to enable us to verify your income,assets,and financial condition.Your interest rate and terms for which you are approved will be shown to you as part of the online application process. Most applicants will receive a variety of loan offerings to choose from,with varying loan amounts and interest rates. Borrower subject to a loan origination fee, which is deducted from the loan proceeds. Refer to full borrower agreement for all terms, conditions and Requirements. Example: A loan of $16,000 at 10.99% APR will have a monthly payment of $407 for 48 months.

Upturn is not a lender, does not make loans or credit decisions, and does not offer deposit accounts. The Upturn website and mobile app do not constitute an offer or solicitation to lend or a solicitation of deposits, and participation in the Upturn service does not guarantee that you will be approved for any future credit or deposit account. Upturn is not an agent or representative of any lender or financial institution, and does not endorse you for any service or product.

Advertisements: Advertisements appearing on this site are from third party advertisers. Upturn may receive compensation from such advertisers. Advertisements for products or services may be arranged and ordered on the site in certain ways due to the compensation provided. A wide variety of similar products and services may be available, and these may not represent everything available in the overall market.

* For example, a three-year $10,000 personal loan would have an interest rate of 11.74% and a 5.00% origination fee for an annual percentage rate (APR) of 15.34% APR. You would receive $9,500 and make 36 scheduled monthly payments of $330.90. A five-year $10,000 personal loan would have an interest rate of 11.99% and a 5.00% origination fee with a 14.27% APR. You would receive $9,500 and make 60 scheduled monthly payments of $222.39. Origination fees vary between 2.41%-5%. Personal loan APRs through Prosper range from 7.95% to 35.99%, with the lowest rates for the most creditworthy borrowers.

Eligibility for personal loans up to $40,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for "details" and all terms and conditions. All personal loans made by WebBank, Member FDIC.

Upturn is not a lender, does not make loans or credit decisions, and does not offer deposit accounts. The Upturn website and mobile app do not constitute an offer or solicitation to lend or a solicitation of deposits, and participation in the Upturn service does not guarantee that you will be approved for any future credit or deposit account. Upturn is not an agent or representative of any lender or financial institution, and does not endorse you for any service or product.

Advertisements: Advertisements appearing on this site are from third party advertisers. Upturn may receive compensation from such advertisers. Advertisements for products or services may be arranged and ordered on the site in certain ways due to the compensation provided. A wide variety of similar products and services may be available, and these may not represent everything available in the overall market.